Your Property Goals Start With the Right Loan
Whether you're buying your first home, investing, refinancing or planning your next move, we'll help you understand your options and find the right finance to move forward with confidence.
Let's talk about your goals
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FAQs
When you approach a bank directly, you're generally limited to that bank's products and lending policies. A mortgage broker can compare options across a range of lenders to help find a loan that suits your circumstances and goals.
At Beka Finance Solutions, we take the time to understand your situation, assess suitable lending options and guide you through the process from application through to settlement.
In most cases, there is no broker fee for our standard residential home loan service. We are generally paid a commission by the lender you choose after your loan settles.
If a fee applies to your particular situation or type of lending, this will be discussed with you upfront before you proceed.
Your borrowing capacity depends on a range of factors, including your income, existing debts, living expenses, dependants, available deposit and the lender's individual assessment criteria.
Different lenders can assess the same financial situation differently, which is why understanding which lenders are suited to your circumstances can make a significant difference.
We can assess your situation and give you a clearer understanding of your borrowing options.
Yes. We can review your existing home loan and compare it against other options available in the market.
Depending on your circumstances, we may also be able to approach your existing lender for a pricing review before considering refinancing.
Sometimes staying with your existing lender makes sense; sometimes refinancing may provide a better outcome. We'll help you understand the options before you decide.
Yes. We work with self-employed borrowers and understand that their income and financial position may not always fit the standard lending criteria used for PAYG employees.
Depending on your circumstances, there may be full-documentation, alternative-documentation or other lending options available.
We'll review your situation and identify lenders whose policies are better suited to the way you earn your income.
Absolutely.
You don't need to be ready to submit a loan application before speaking with us. In fact, having a conversation earlier can help you understand what's possible and what you may need to do before you're ready to proceed.
Whether you're planning to buy in a few months, considering refinancing or simply want to understand your options, we're happy to have a conversation.
Specialist Mortgage & Finance Brokers
Making a big purchase can be a daunting experience. There is always so much to consider when taking out a loan, whether you are refinancing, down-sizing, investing or buying your first home. That’s why it is vital to use a specialist who understands the finance industry and can find you a competitive loan that suits your needs and lifestyle.
Our aim is to find you a loan that not only meets your requirements, but exceeds your expectations in terms of rate, product and service. We believe in providing you with choice and at Beka Finance Solutions, we look forward to supporting you in your dream of owning your own home or investment property. Please read on to see how we can help you, or just visit our Contact Us page to get started today.